4 Things You Should Know As A First-time Stock Investor

Investing in stocks is a good idea if you want to grow your funds steadily. But it is very important that you learn about the market well and not rely entirely on someone else’s decision on whether to buy or sell a stock. As a first-time stock investor, here are some of the things you should know.

Number of stocks to buy

It is better to buy about 15 stocks across various industries to diversify your portfolio. An alternative can be to invest a large amount of money in index funds. You should try to eliminate guesswork as much as possible when you are investing in stocks.

Decision about dividends

Some stocks provide dividends to the shareholders, while others use it for reinvestment towards the growth of the company. Dividend stocks are safe. But reinvestment can get you more money in the long run.

Know the business

It is important to know the business in which you are investing. You shouldn’t invest in something you don’t understand. For example, if you have a background in finance then you are very less likely to understand how a biotech company works.

Know the red flags

You should always be alert to companies that don’t earn a profit or whose share prices decrease all the time. If a company is under lots of debt then also you should avoid investing in that company.

You should always look at the historical pattern of the companies you are thinking of investing in. The history can repeat, so there are lots of things to learn from it. You must remember that learning should be a major part of your journey with the stock market. The more you learn about the market, the better will be your investments. You must invest carefully so that you can be a gainer in the long run.

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4 Types Of Passive Income That Can Make You Grow Rich

Most of us have a full-time job. Some of the money that we earn is usually put aside in a savings account. But you can make good use of this money and earn more from it through passive income. Even if you have some spare time after you come back home from work can be utilized by doing a part-time job. The main thing is that you shouldn’t keep your time or money idle. Here are 3 types of passive income you can generate.

Make YouTube videos

Making videos has become a child’s play. Anybody can make a video using mobile or a simple digital camera and upload it to YouTube. If making YouTube videos is your hobby then you can change it into an earning source. You can do movie reviews, tutorials on any topic, music, etc. and upload them to YouTube. Just attach Google AdSense to the videos. There will be ads in your video and whenever a visitor will click on the ad, you will get money. You must promote these videos on social networks to increase your income.

Affiliate marketing

If you have your own website or blog, then you can earn money through this technique. You can promote a certain product on your site and get paid for the service. You can either get a flat fee or get a commission from the sales.


If you know photography and think that you are quite good at it, then it can become your source of income. You can sell your photos to sites like iStockphoto or Shutterstock. You can earn by either getting a flat rate or a percentage of the pictures sold.

Write an e-book

You can write an e-book. It will take a lot of effort to write the book, but it will pay off at the end. You will be able to promote your book on your own site or use affiliate marketing to do so.

All these will generate passive income for you if you can take some time to find the right job and do it dedicatedly. You will eventually be able to make a lot of money from it.…

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